| 1 lb Lean Ground Beef | 1/2 tsp Black Pepper |
| 1/2 Cup Finely Crushed Corn Chips | 1/2 Cup Shredded Cheese |
| 1 Egg | Topping: |
| 3 tsp Chili Powder | 1 Cup Refried Beans (optional) |
| 1 tsp Cumin | 1/4 Cup Salsa |
| 1/2 Cup Chunky Salsa | 1 Cup Shredded Cheese |
Preheat oven to 375. In a medium bowl mix beef, corn chips, egg, chili powder, cumin, salsa, pepper, and 1/2 cup shredded cheese. Form into a loaf and place in a greased loaf pan. In a small bowl mix refried beans and 1/4 cup salsa. Spread bean mixture over meat loaf and bake for 45 minutes. During the last 5 minutes sprinkle with remaining 1 cup of cheese.
